FINANCIAL FUNDING

Business Shaped Solutions

No matter what stage of growth your small business is in, there’s going to come a time when extra cash will come in handy. Many businesses, both large and small, use borrowed capital to fuel growth and fund other business initiatives.  Whether it is leveraging your assets to move forward, or a cash advance, we shape the perfect solution for you.

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Ronam

The hassle-free quick unsecured business loan

Business Term Loans

A term loan is a one-time loan that you repay a set amount daily or weekly over a short period.

This short-term loan is an advance that can be paid back anywhere from 3 months to 24 months. You can use this type of business funding to cover cash flow, expansion, or unexpected expenses.  Short term loans allow for very fast funding, so you get a lump sum of cash with a predetermined payment term.

  • Best for businesses with high and consistent sales that are in need of quick unsecured cash
  • Covers the business needs without disrupting any operations. 

Capital

THE FLEXIBLE FAST BUSINESS LOAN ALTERNATIVE

Merchant Cash Advance

A Merchant Cash Advance (MCA) is a one-time advance that you repay through a set percentage of your daily credit card and debit sales. The payments are simple, each day a % of your sales is collected until the advance is paid back.  This type of funding is best suited for restaurants, retail, and hospitality businesses. If you are processing anywhere from $7500 – $10,000 a month in sales then you more than likely would qualify for an MCA.
  • No collateral required.
  • If your business is seasonal, repayment terms will fluctuate based on your business sales.
  • It works even with a slightly bruised credit
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Merchant Cash Advance
the business loan option for home-owners

Secured Business Loans

A secured business loan allows you or your business to tap into lower borrowing rates by using property as collateral. Secured business loans are fantastic options for business owners who might want to avoid high fees and interest rates. Our secured loans have no restrictions on how you can use the money, and they have better term lengths than other types of loans. As long as you foresee the business’s ability to continue to generate enough revenue to keep it running and repay the loan according to the terms, there is little risk involved.

  • Access more money than with a term loan or cash advance
  • Term lengths of range anywhere from 1 to 5 years
  • We offer biweekly and monthly payment options.
  • Less-than-perfect credit is fine
First, second & private mortgages

Real Estate Financing

Real estate financing is a great option for both investors and buyers.  There’s never been a better time to access the extra funds that can help you progress to that next level of comfort.
  • Maybe you would like to clear your high interest credit cards or need that equity to finally start that business you have been dreaming of.
  • You are currently on a short-term Mortgage up for renewal and now you are looking to refinance.
  • Maybe you can use the equity for the down payment towards another property.  This option is best for individuals and businesses looking to purchase real estate.
Your Benefits

Value to YOU

Business loans help you retain complete control over your company, get the financial help you need, plus other benefits.

Our process

The Loan Application

Our all-digital application process is quick and easy for your convenience. We do everything within our power to make the funding process simple, fast, and hassle-free.
Apply for loan

Apply Now

By clicking any of the APPLY NOW buttons on this site, preliminary information will be collected to get the process started.

Discovery Call

You will receive a discovery call within 24hrs.  A plan of action is then put in place with guidance on how to execute.

application

Complete Application

You will then complete an online application and submit all necessary documents through the client access portal.

Presentation

Presentation to Lender

Ronam Capital, will present and support a proposal on your behalf to the lender.

Acceptance of Offer

The result and terms of the offer are then presented to you for consideration and acceptance

Ronam Capital Approved

Approved Commitment

Ronam Capital then seek the final commitment to closing the deal.